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Board of Directors
Margo Wynhofen, CPMB – President; Elected Director, 2007 - 2010; Margo.Wynhofen@IMBA.ca
Verico One Mortgage Corp., Grimsby
Margo has been a mortgage originator since 1998. Her academic achievements include an Honours Degree in Economics from the University of Toronto, and an Honours Post-Diploma in Financial Services Underwriting from Seneca College of Applied Arts And Technology.
In 2003, Margo obtained her mortgage broker's registration and formed her own company, specializing in residential mortgage financing. In 2006, she joined the Verico Mortgage Brokers Network – a national network of independent mortgage brokers, and formed Verico One Mortgage Corp., with an office in the Niagara region. Margo credits her success to date to the loyal client and referral base she has nurtured over the years. In addition to an annual scholarship program, Margo regularly hosts appreciation events and learning opportunities that her clients have enjoyed over the years.
Margo’s commitment to continuing formal education allows her to be an excellent resource for her clients. She is an instructor for IMBA, and often visits area schools to teach students and faculty about credit and mortgage financing. She is also an accomplished rower, and now stays fit by participating in international long-distance rowing tours.
Albert Collu – Vice-President; Elected Director, 2008 - 2011; Chair, Professional Standards Committee – Albert.Collu@IMBA.ca
Argentum Mortgage and Finance Corp, Toronto
Albert is the President of Argentum Mortgage and Finance Corporation. Albert is a diversified senior manager who possesses extensive business development and operations experience. Albert’s fields of expertise are in strategic development plan implementation, mentoring and developing individuals, building and nurturing relationships, and executing and co-ordinating from an operations perspective.
In his spare time Albert has coached minor hockey for nearly 15 years at the AA, AAA and Junior A level. He has organized and co-ordinated a charity component for a high-profile Bankers and Lenders event in Toronto with the participation of the Toronto Maple Leafs Alumni, the Ottawa Senators and Brampton Battalion. Albert assists local hockey organizations and clubs in their fund-raising efforts to help them offset the cost of tournaments, travel, and extra ice time for the players.
Elizabeth Doyle – Secretary; Elected Director, 2009 - 2012 – Liz.Doyle@IMBA.ca
Centum Mortgage Options Inc, Whitby
Liz Doyle has been in the Mortgage Brokerage industry since 2003 after completing the Financial Services Underwriting program at Seneca College, with Honours. She is currently the Broker/Owner of CENTUM Mortgage Options Inc. Liz has been an IMBA member since 2005. She has also been a member of CAAMP since 2004 and has her AMP designation. Liz believes in the sharing of knowledge and has enjoyed teaching the IMBA Mortgage Agent Course for the past 3 years. Prior to joining the Mortgage Brokerage industry, Liz raised two daughters who are now attending post-secondary school. In her life before children, she worked for 2 major financial institutions in various capacities. Liz believes that only the highest level of integrity and ethical standards will propel the industry forward in a positive direction and getting involved as a Director with IMBA is a positive way to contribute to its ongoing success.
Robert (Bob) Gascon – Treasurer; Elected Director, 2008 - 2011; Chair, Partner Relations Committee – Robert.Gascon@IMBA.ca
Redwood Mortgage Corporation, Mississauga
Robert A. (Bob) Gascon has been a Mortgage Broker since 1987 and is the Broker/Owner of Redwood Mortgage Corporation based in Mississauga. Bob has participated in numerous volunteer positions within the industry throughout his career. He will bring experience and commitment to the Board, with the intention of helping independent Mortgage Brokers and Mortgage Agents to increase their market share and awareness to consumers in Ontario.
Jeff Atlin, CPMB – Past-President; Elected Director, 2010 - 2011; Chair, Government Relations Committee; Chair, Governance Committee – Jeff.Atlin@IMBA.ca
Abacus Mortgages Ltd., Toronto
Jeff has been a professional mortgage broker for over 20 years and a banker/lender the previous ten years. His primary focus in the mortgage brokerage business is placement of private funds into mortgage investments and provides co-brokering services to many mortgage brokerage firms throughout Ontario. He holds his CPMB, AMP, and SCMF.
Jeff has been a board member of the IMBA since 2002. He has chaired the Government Relations Committee since 2004; he has played an integral role of communicating IMBA’s members’ needs in the consultation of Bill 65.
Before sitting on the board of directors of IMBA he was involved with OMBA from 1988-1994 where he held position of treasurer, chaired and sat on various committees including Ethics, Education, Government Relations, Chapters, By-Laws and Membership among others.
Jeff is a certified IMBA instructor and was an instructor of the Mortgage Brokers Course from 1987 – 1994 where he was one of only two people who could teach all sections of the course.
Jeff is happily re-married with three children and two step children.
Jonah Bonn – Appointed Director, 2009 - 2011; Chair, Membership Committee; Chair, Planning Committee – Jonah.Bonn@IMBA.ca
Ontario Wealth Management Corporation, Ottawa
Jonah Bonn has been a Mortgage Agent for Ontario Wealth Management Corporation (Licence 10506), a private lender, since 2004.
Jonah is responsible for sourcing and underwriting mortgage transactions including commercial, residential and construction financing.
Prior to joining Owemanco, Mr. Bonn spent three years at a land development company based in Ottawa where he was responsible for managing the finances and planning functions for a portfolio of urban development parcels. Before that, Mr. Bonn was an auditor at KPMG Chartered Accountants LLP in their Toronto office.
Mr. Bonn holds B.Sc. and B.A. degrees from the University of Ottawa and a Masters degree in Management and Professional Accounting from the Rotman School of Management at the University of Toronto.
Harold Cowling – Appointed Director, 2010 - 2013; Harold.Cowling@IMBA.ca
Canada Housing and Mortgage Corporation (CMHC), Toronto
Harold Cowling has over 30 years of experience in the Financial Services sector. Most recently Harold joined Canada Mortgage and Housing Corporation (CMHC) in 1995 as the Business Development Officer responsible for Durham Region and Eastern Ontario. In 1998 Harold became the first CMHC Business Development Officer in Ontario to be specifically designated to manage the Mortgage Broker account. During his time at CMHC Harold has progressed taking on various roles with increased responsibilities. Currently Harold is a Principal of Business Development and the Operational Lead on the Mortgage Broker Account nationally. Harold’s Business Development team is responsible for servicing Mortgage Brokers and many of the Broker Lenders in Ontario. Harold believes that his industry knowledge as a mortgage insurer coupled with his years of experience managing both Broker and Lender accounts will provide a unique perspective and allow him to contribute to the ongoing success of IMBA.
Harold is married, has four children and has recently become a proud grandfather.
Stewart Eadie – Appointed Director, 2010 - 2011; Chair, Seminars and Symposiums Committee; Chair, Association Relations – Stewart.Eadie@IMBA.ca
JAC NEWS CORP., Toronto
Stewart’s career in financial services began as a teller in 1977 with a major trust company. Progressing through to branch management, Stewart enjoyed roles with increasing responsibility in Kapuskasing, North Bay, Sudbury, Toronto and Ottawa. Since 1995, Stewart’s focus has been in marketing technology to the mortgage broker and lending communities. Stewart is currently Vice President, Business Development with inContact Inc. and was appointed as an IMBA director in September, 2007.
Mal Eccles, CPMB – Secretary; Elected Director, 2010 - 2013; Chair, Education Committee; Chair, Family Ski Day Committee – Mal.Eccles@IMBA.ca
CIR Mortgage Corp., London
Mal Eccles has been a Mortgage Broker for 31 years. In that time he has taught the OMBA, AMBA and IMBA agents courses. He is the owner and Broker for CIR Mortgage Corp. which is active in Southwestern Ontario, centrally located in London with branches in Brantford, Chatham, and Sarnia.
Roslyn Goldmintz – Elected Director, 2010 - 2013; – Roslyn.Goldmintz@IMBA.ca
Verico RBG Mortgage Professionals, Toronto
In 1987 Roslyn started her mortgage career with Credit Realty/Rosemont Investment Corporation a wellrespected private lender/brokerage firm in Ontario. There she gained her experience in arranging private, syndication/participation mortgages and enforcement for both residential and commercial transactions. Since then she expanded her career to include institutional brokering with Estate Mortgage and in 1998 started her own mortgage brokerage company RBG. In 2006 the Company became a member of the Verico Network. Roslyn has placed significant emphasis on having the ability to act as an independent mortgage broker.
Since the beginning of her career Roslyn has been an active supporter of both provincial and national mortgage associations. She has sat on various committees and Boards over the years. With IMBA she has served on education, government relations and the ski day committees for the past several years. Roslyn is a strong proponent of ethics and professionalism in the Industry, and protecting and promoting the independent mortgage broker. Her goals as a board member include raising industry standards, public awareness and communications with every level of government and the lending community.
Gary Katz, CPMB – Elected Director, 2008 - 2011 – Gary.Katz@IMBA.ca
Unimor Capital Corporation, Windsor
Gary entered the mortgage industry in 1972. Throughout his years as a Mortgage Broker, it has always been Gary's belief to maintain high moral and ethical standards. Gary believes that as a professional, not only does one have to apply himself to his profession, but also a person must give back to his community.
Over the years, Gary has served as President for the Windsor Jewish National Fund, Past-President of the Windsor Jewish Federation, and was appointed by Windor's City Council for two consecutive three-year terms to sit on the City Centre Revitalization Task Force. Gary is currently completing a five-year commitment to serve as a Director of the Canadian Mental Health Association, for which he chairs a committee that deals with all the United Way Programs in relation to the distribution of services to the Windsor Community. Gary has served with Big Brothers Big Sisters of Canada for more than 20 years. He currently is a member of the Rotary Club of Windsor and is also involved in other committees. Gary has proudly served on as a Director of IMBA since May 2001.
Martin Marshall – Elected Director, 2009 - 2012; Chair, Events Committee; Chair, Communications Committee – Martin.Marshall@IMBA.ca
Martin Marshall has over 25 years experience in the sales, marketing, administration and underwriting areas of the mortgage industry. He began his career in 1980 with Household International, where he held numerous management and executive positions with Household Finance, Merchant Retail Services Ltd. and Household Trust. In 1998 he left Household International and joined SunLife Trust to manage their mortgage broker operations for Ontario, Quebec and the Atlantic Provinces.
He subsequently joined the Laurentian Bank group in 2000 with their acquisition of SunLife Trust and as Assistant Vice President-Indirect Sales his responsibilities included the marketing of the Laurentian Bank One Stop Broker Program to mortgage brokers outside of Quebec, the underwriting of all mortgage applications received from those brokers, and the management of both new and existing relationships with both internal and external business partners across Canada. He was also responsible for the marketing, sales, underwriting and administration relating to the existing Laurentian Bank-Indirect Sales mortgage portfolio of $1.5 billion.
In 2007 Martin re focused his career and joined Mortgage Intelligence as their Regional Vice President for Ontario. It was during this time that Martin successfully wrote IMBA's "10 Steps" Mortgage Agent exam and was granted licensed agent status by FSCO in 2008. Martin accepted increased levels of responsibility while at MI until the sale of the company to INVIS in October of 2008.
Martin currently focuses his professional experience and efforts with two companies. He works with Homeguard Funding, one of Ontario's oldest and most respected regional mortgage brokerages as their Ontario Sales Manager and he is also working with the Verico Mortgage Brokers Network as their Manager, Corporate Development.
Martin has been a member of IMBA's Board of Directors since 2005. He is married with a teenage daughter and the family resides in Toronto. Martin enjoys golfing, travelling and especially watching his daughter play competitive fastball.
Glenn May-Anderson – Elected Director, 2010 - 2013; – Glenn.May-Anderson@IMBA.ca
Dominion Lending Centres Alliance, Belleville
Glenn began his career in the Financial Services industry back in 1996 as an independent Life Insurance, Investment, and Mutual Fund Agent in Toronto. His career took him to Scotiabank, where he worked in both the domestic and international banking arms, in both sales and operational roles. His mortgage industry career began with Filogix in 2003, where he managed the technical implementation teams for both the Filogix Express lender underwriting platform, and the initial rollout of Filogix Expert to the Canadian broker market. He moved back into sales full-time in 2005 with HLC Home Loans Canada as Area Sales Leader, Eastern Ontario, before opening Dominion Lending Centres Alliance with partner Mark Rashotte in April, 2008. He is currently the Principal Broker and General Manager of the franchise, which has grown in 19 months from two agents and one location to over 45 Mortgage Agents and Brokers in 4 Real Estate and 6 stand-alone offices, covering 11 markets in Eastern and Northern Ontario.
Glenn is extremely passionate about championing Mortgage Agents and Brokers as the primary and preferred source of mortgage origination for all Canadians, advocating for increased professionalism and collaboration within the industry, evolving the role of the Mortgage Agent to one of a true Borrowing Advisor (akin to Investment Advisors), and promoting IMBA as the unified voice of Mortgage Agents and Brokers in Ontario.
Brian Moskowitz – Elected Director, 2010 - 2013; – Brian.Moskowitz@IMBA.ca
Moskowitz Capital Management Inc., Toronto
Brian founded Moskowitz Capital to provide a highly professional, reliable source of capital with an experienced, flexible, and ethical approach to deal making. Indeed, Moskowitz Capital is built on Brian’s vision of providing more than just capital to the mortgage brokerage community, but rather a financing solution.
Brian began his career 13 years ago as a Manager with Bank of Nova Scotia’s, Roynat Capital, Canada’s largest term lender and merchant bank. Subsequently, he joined Quorum Funding Corporation as Vice President, Investments and co managed a $30 million subordinated debt real estate fund.
Brian has a Hon. B.Sc. from the University of Toronto and an M.B.A. from Dalhousie University and completed the Financial Services Underwriting program at Seneca College. Formally a Contributing Editor to the Profit Magazine (June '01 Sept. '01 Nov. 01 Jan. '02) and venture capital panelist on ROB TV. Moskowitz Capital is member of Canadian Institute for Mortgage Brokers, Independent Mortgage Brokers Association of Ontario, Moskowitz Capital Management Inc. is registered as a Mortgage Broker Lic #10922 and Mortgage Administrator Lic #11928 by the Financial Services Commission of Ontario and the Province of Nova Scotia. Moskowitz Capital Mortgage Fund Inc. is registered as a Lender / Broker by the Saskatchewan Financial Services Commission.
Lou Perrotta, CPMB – Elected Director, 2009 - 2012; – Lou.Perrotta@IMBA.ca
Domus Financial Corporation, Oakville
Lou has been involved in the financing of real estate since 1977. Lou started his career as a personal finance associate with a consumer credit company. Lou’s career advanced in the 1970’s and early 1980’s in various positions, which progressively carried more responsibility, with a mortgage company and real estate developer. In 1981 Lou started his own general contracting and real estate development business, which he operated until 1988 at which time he transitioned into the business of mortgage financing. Lou incorporated Domus Financial Corporation in January 1992 and the company first received its registration under the Mortgage Brokers Act in September 1992. Lou, was conferred with the Certified Professional Mortgage Broker (CPMB) designation in January 2007 Lou’s diverse career path and his extensive knowledge of financing methods and market conditions enable him to provide reliable advice to both borrower and lender clients.
Shane Suepaul, CPMB – Appointed Director, 2010 - 2012; – Shane.Suepaul@IMBA.ca
Avanti Financial Services Inc., Pickering
Shane Suepaul is currently a Mortgage Broker with Avanti Financial Services Inc. (Licence # 11977) in Pickering. He has over 20 years experience in his field, having worked for several financial institutions including Laurentian Bank of Canada, Canada Trust, and other banks and Trust Companies. He has held Senior Credit positions with these companies and has developed solid skills in Mortgage Underwriting and Business Development. Shane has lectured at Centennial College in Scarborough on the "Ten Steps to Becoming a successful Mortgage agent".
Shane enjoys his community involvements and sits on his local Church board. He has devoted over 15 years service with Scouts Canada where he was also able to spend quality time with his 3 sons. He writes "Mortgage" articles for a community newpaper and could be heard weekly on CHIN radio with his great Mortgage Minutes.
His association with the Independent Mortgage Brokers Association of Ontario in the past, and being a Past President, has allowed Shane to have a voice in the ever-changing mortgage business he loves.
David Walker, B.Sc., MBA – Appointed Director, 2009 - 2012; – David.Walker@IMBA.ca
David, who is a long-time member of IMBA, started his career in financial services with BMO in 1974 as a manager trainee. He moved on to increasingly senior credit management positions with Canada Trust, Cabot Trust, The Associates, CitiFinancial, N-Brook Mortgage Corp. and Merix Financial. David is currently Vice-President, Originations & Non-Conforming Operations, for CIBC FirstLine Mortgages Inc. where he has responsibility nation-wide for 250 employees in 4 centres, and credit adjudication, fulfillment and funding. David also has operational responsibility for FirstLine's implementation of the Filogix Express system in 1Q 2009.
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SummerFest 2010
August 20, 2010